About us

Who we are

Pearls & Swaraaj Collser Pvt. Ltd. Is a private Ltd. Company Founded by Mr. Ashwinbhai Labhubhai Kugasiya in 2015. Engaged in Debt collection & Debt recovery. All offices are managed from Rajkot.

It appears that he began his career in debt collection as an Executive in 2006 and was promoted to a Team leader in 2007, holding that position until 2009. From 2010 to 2014, He become an Owner of Pearls Business Solutions before starting Pearls & Swaraaj Collser Pvt. Ltd. in 2015. Subsequently, from 2015 onwards, he has held the position of Whole-time Director.

This career trajectory shows a steady progression from an entry-level position to leadership roles and ultimately to the establishment of his own company and a directorship. It indicates a wealth of experience and expertise in the field of debt collection and business management.

Offers collection services to a Wide range of Banks for various products. This demonstrates the company's versatility and expertise in the field of debt collection. Working with major banks such as Bank of Baroda, HDFC Bank Ltd., ICICI Bank Ltd., Axis Bank Ltd., Yes Bank Ltd., SBI Cards, Kotak Mahindra Bank Ltd., and AU Bank reflects a strong reputation and capability in the industry.

Offering services to Non-Banking Financial Companies (NBFCs) such as Bajaj Finserv Ltd, Fullerton India, Aditya Birla Finance, IIFL Finance, L&T Financial Services, Edelweiss, and Navi Finance. This expansion of services to include NBFCs further demonstrates the company's reach and expertise in the field of debt collection. And also working for Gujarat Gas Ltd. & associated Jio BP Mobility Limited (Jio petrol pump).

Our company holds 350 up staff members and 250 up DRAs. Coverage area of company Saurashtra Kutch, Ahmedabad, Baroda & Surat.

We subscribe and adhere to the laws, codes and ethics of the Council for Debt collectors, as well as the Association of Debt Recovery Agents (DRA).

Our Vision

Pearls & Swaraaj Collser Pvt. Ltd. envisions becoming a pinnacle in debt recovery services, fostering financial harmony for clients. Led by Mr. Ashwinbhai Labhubhai Kugasiya's rich experience, our steadfast growth, ethical practices, and diverse partnerships with major banks, NBFCs, and corporations signify our commitment to excellence in debt collection across Gujarat.

Our Mission

Our mission at Pearls & Swaraaj Collser Pvt. Ltd. is to provide unparalleled debt recovery solutions rooted in integrity and professionalism. With a history of expertise and ethical practices, we aim to offer comprehensive services, collaborating with major banks, NBFCs, and corporations, ensuring financial respite across Gujarat with a devoted team and extensive coverage.